So you've planned, researched, and picked your destination, bought the tickets, and made all the accommodations — and now you're committed. What happens if you are not happy with your vacation arrangements?

Remain Calm

You're on your honeymoon to relax and unwind, which can compound the frustration you feel when things don't go as planned. The first step in dealing with any negative situation is to stay calm. Find someone to talk to who can help you work out your issue. Explain what the problem is and mention you're on your honeymoon.

To minimize possible complications with reservations, always keep copies of your confirmation notices. If you are unsatisfied with the treatment you receive, get the names of the staff you dealt with and write a complaint to the parent company when you get home. It's possible to receive compensation even after your honeymoon is over. Always pay with a credit card so you can dispute the charges if you need to.

Hey, It Rained — Pay Up!

Travel insurance is crucial for making sure you are covered in case of problems. Your wedding insurance policy might cover your honeymoon, but it's a good idea to invest in travel insurance if you've opted not to purchase wedding insurance.

As with all insurance policies, you have many options. Determine what you need. You should get a policy that at a minimum contains the following provisions:

• Honeymoon cancellation or interruption

• Lost or stolen baggage

• Travel delays

• Emergency assistance and evacuation

• Accident and illness coverage

• Bankruptcy of an airline or hotel

Ask your insurance carrier about policies or do some research on the Internet. Your travel agent is also a valuable source for finding reputable travel insurance.

Even if you don't want to invest in a comprehensive travel insurance policy, look into individual insurance offered by the vendors you are contracting with, such as the cruise line, the car-rental agency, and the airline.

Focus on the Positive

Few occasions proceed flawlessly. When all is said and done, how you and your new spouse react to the ups and downs of your honeymoon is a life lesson. Try to take difficulties or unpleasantness in stride and not overreact. Your honeymoon might be the first trip you've taken together, but it won't be your last.

Don't try to do everything, exhausting not only your budget but also your energies and good humor. If you love the setting of your honeymoon, promise each other that you'll return. The happiest married couples make time and save money for periodic special trips together, so as to renew their relationship on a regular basis.