If you're considering joining a club, take your time to assess whether it's a good fit for your needs and your lifestyle. In today's market, facilities serve every type of patron. You can train in a women's only facility, in a family-oriented club for people of all ages including children and older adults, or a facility that caters to adults only. Memberships vary depending on how often you want to train and even what time of day you plan to use the club. Doing a little homework before you join can save you from many headaches later.

Types of Facilities

The nature of the community in which you live determines what types of facilities are available. For example, if you live in a major metropolitan center, you'll have many choices. If you live in a less populated location, your choices may be more limited. Keep your eyes open for alternatives other than private clubs.

The following is a list of some of the many possible alternatives to private health clubs.

• Commercial clubs

• Nonprofit community organizations such as the YMCA, YWCA, or JCC

• College or university campuses with programs open to the community

• Municipal recreation centers

• Hotel or resort clubs or spas that allow local members to join

• Church-based facilities and programs

• Hospital-based wellness centers

• Corporate training facilities

Before you spend any money, find out whether you may already be entitled to some workout perks. Review your health insurance policy and check with your employer to see whether you're entitled to any health club benefits. Many corporations subsidize membership dues or have agreements with facilities for discounted fees for employees. Some health insurance providers also provide sports and fitness club membership benefits.

Touring a Gym

Once you decide on a facility, take a tour at the time of day that you plan to use it. Before you stop by, call and make an appointment. Make sure the hours of operation are going to work for your schedule. Notice how helpful the staff is and whether it's easy to take care of your request. This is your first opportunity to start evaluating the staff and services.

When you arrive, observe all aspects of your experience. Copy the following checklist or keep these points in mind while you enjoy your tour.

• Do you feel welcome when you enter?

• Are the staff friendly, courteous, and helpful?

• Is the facility clean and well maintained?

• Is the fitness staff certified by nationally recognized agencies? Leading organizations to look for include the American Council on Exercise, the National Strength and Conditioning Association, and the American College of Sports Medicine.

• Is the equipment operational and are there plenty of machines available for the number of people who want to use them?

• Is the locker room clean and spacious enough to meet your needs?

• Does the group exercise schedule offer classes that look appropriate for you and at times when you can attend?

• Are the membership fees and requirements flexible enough to meet your needs? For example, some clubs allow you to join on a month-to-month basis; others require an annual commitment with no refund.

If everything meets your needs and the price is right, take at least one day before you sign on the dotted line. Avoid high pressure sales tactics that push you to join immediately. Go home, relax, and think it over. If you feel the same way about it the next day, go back and sign up.