There really is no one-size-fits-all answer to the question “Where should I place to the question “Where should I place my money for retirement?” Most likely, social security is withheld from your paycheck. In addition to the portion of your paycheck going to social security, you may also have a 401(k) or 403(b) savings plan that is provided by your employer. Beyond these two common ways of saving for retirement, there are many options at your disposal. This many options at your disposal. This chapter will explain various options you have with an overview of the restrictions and benefits of each.