Retiring from full-time employment is considered one of the major events in an individual's life. As much as people may complain about their jobs, they are an important part of life, for social, economic, and personal identity purposes. After having worked 40-plus years, an individual may feel a significant loss once she retires. All of a sudden the individual is left with lots of time on her hands, less money in her pocket, and sometimes even a feeling of worthlessness.

Of course, how individuals cope with retirement depends on numerous factors, including family life, how prepared they are for retirement, how active they are socially, and their physical health. Those who have supportive families, have saved up enough money as to not have to worry about financial hardship, have social structures outside the workplace, and are in good physical condition are more likely to deal well with retirement and view it as a freedom that can be enjoyed.

However, those without families, with limited funds, with no social groups outside the workplace, and in poor health are more likely to view retirement as a loss that cannot possibly be replaced. These individuals may experience symptoms of depression and have a more difficult time making the switch from employment to retirement.

Stress accompanies any type of life-altering event and making the transition from employment to retirement may be a struggle for many. However, you can help combat this struggle and any psychological disturbances you may face by being as prepared as you can be for the event. Understanding the loss and having a plan of action in place will ease your mind a bit when the time comes. Of course, you will have to go through an adjustment period, but if you are able to look at the event in a positive light, your years spent in retirement will likely be more enjoyable and productive.