Starting a business can be exciting; being your own boss is liberating. You answer to no one, right? Well, not exactly. In the real world, everyone answers to someone. When you sit at the top of your business, you'll find that all kinds of people expect you to be accountable to them. Local, state, and federal tax agents expect timely compliance. Creditors and investors expect payment. Employees also hold expectations, as do clients. In fact, when you take a client's money, you work for him. Essentially, you walk a fine line when you deal with people.