Along with everything else, the responsibility for teaching your children about money falls to you. Your children need to know how to earn money, how to make responsible decisions about money, and how to manage, save, and invest money. Unless you make concerted efforts, their thoughts, ideals, and goals will arise from what you show them through your actions, rather than what would help them avoid your mistakes. They will unconsciously adapt — unless you work to raise their consciousness and to impart wisdom and clarity on the subject.