Over 10 million American women are raising children on their own. For most, anything having to do with finance is a personal subject, and they often would rather avoid the topic altogether. Women often feel embarrassed that they aren't doing enough, and if they get in financial trouble, are likely to be too ashamed to discuss it. Contrary to these common conceptions, it is important to realize that the phrase “personal finance” merely means the amount of money you have coming in and what you do with it.