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Planning Ahead

With one foot firmly planted in the present, you must also look ahead to your future when it comes to financial planning, social support, and career plans. That's something everyone should do, and people living with chronic illnesses have a particular need to lay the groundwork for the future. Those who are newly diagnosed or are experiencing changes in their MS should seek to reduce their anxiety about what lies ahead by addressing potential and practical issues.

Financial Planning

If you don't have one already, now may be a great time to find a competent financial advisor who will take a look at your financial profile and will help you maximize your worth through sound investing or saving. They also help their clients prepare and invest for long-term goals such as retirement. A well-chosen advisor can be an important ally in creating and carrying out a long-term financial plan. Referrals from friends and family are a good place to start, but it's important to do your homework. Pick up a good book that can instruct you on selecting the right financial advisor.

It's also important to become familiar with your state's social security and disability programs. While you might not ever need these services, you should understand how the programs work.

Alert

Financial experts say that 55 percent of American adults don't have a will. When people die without wills, it's up to the state to decide how their assets will be distributed, which may not reflect their desires. It's important for everyone to consider estate planning when looking toward the future.

Career Planning

People with MS should be open to re-evaluating their roles in the workplace as often as needed. While almost half of the people with MS retain employment after living with the disease for twelve years, flexibility, creativity, and adaptation are important factors in their success. New laws and changing attitudes have also made it easier for people with chronic illnesses to build or maintain their careers. Equally important is your ability to change the type of work you do if the need arises. A personal trainer who has issues with muscle weakness, for example, may want to see a vocational rehabilitation specialist to explore other career avenues.

Support Network

Planning ahead also includes building a network to support you if the going gets tough, whether it's a neighbor who's willing to shovel your driveway, a coworker who can cover for you in a pinch, or a local transportation service to get you to an appointment. Planning ahead means being resourceful and knowing what's available in your area. A community social worker can be helpful in outlining available services.

You hear so much about optimism when it comes to chronic illness, and indeed maintaining hope and a positive outlook are beneficial aspects to your well-being. But optimism must be tinged with practicality. Planning ahead might mean sticking your big toe into the pool of “what if” but it's a necessary dip into uncertainty. Being prepared for whatever the future brings serves to quell your fears. Taking charge and taking care of tomorrow can bring that much needed peace of mind today.

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  4. Planning Ahead
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