Whether you're getting married or just moving in together, it's a good time to talk about your finances. Inform your partner of any skeletons in your financial closet, such as bad credit, a past bankruptcy, a lien on your house, unpaid child support, or a tax lien. Since you'll be mingling finances to some extent, it's only fair to be up-front about these things and start your time together on the right foot. It's likely your partner will find out about any financial issues once you're living together anyway, and may feel that your failure to share this information earlier reflects badly on your relationship. You can always change the way you do things after you've lived together for a while, but don't wait until then to discuss how you're going to handle the money issues that affect you both, from spending habits to investments and financial goals.