No matter what you've heard, it is possible to improve your credit on your to improve your credit on your own. If your credit needs some improvement, this section will outline the steps you need to take. You can systematically look at a few important factors in your credit and make adjustments where necessary. Slowly but surely, you and your lenders will see an improvement in your credit and your credit scores. Then you can use techniques found elsewhere in can use techniques found elsewhere in this book to keep your credit in tip-top shape.