[DATE]

TO: [CREDIT-REPORTING COMPANY]

[ADDRESS OF CREDIT-REPORTING COMPANY]

Greetings:

I sent a dispute letter to your company on [DATE]. Because you have not responded to me within thirty days of receiving my request, my dispute must have been valid (Exhibit A shows a photocopy of that letter, and Exhibit B confirms when you received the letter via mail).

Please confirm that you have corrected the account listed below, and include a copy of my updated credit report. Please be sure that the disputed item does not reappear on my credit report.

Account: Big Bank Auto Loan, account #987654

Thank you for your help in this matter.

Sincerely,

[YOUR SIGNATURE HERE]

[YOUR FULL NAME]

[YOUR MAILING ADDRESS]

[YOUR SOCIAL SECURITY NUMBER]

[YOUR DATE OF BIRTH]