A credit score is often the only thing that will get you a loan, or prevent you from will get you a loan, or prevent you from getting a loan. Unfortunately, most people don't even know their credit scores, much less understand how they work. Because of their significance in your life, you should become intimately familiar with credit scores. When you know how things work, it is a lot easier to work on them. This section will demystify the world of credit scores so that you can world of credit scores start improving yours.