If you've decided to work at home, there's never been a better time to become an entrepreneur. Granted, it's a little more challenging with small children at home, but that's what makes it interesting, right? Following is a brief list of potential businesses you can start on your own with little or no seed money. (For more options, check out The 200 Best Home Businesses: Easy to Start, Fun to Run, Highly Profitable.)

• Bookkeeper
• Virtual assistant
• Writer/editor
• Graphic artist/illustrator
• Genealogical service/family history writer
• Jewelry designer or reseller
• Makeup artist/cosmetics representative
• Party planner
• Web site developer/layout specialist
• Babysitter
• Fund-raising specialist
• Dog walker/pet sitter
• Medical claims processor or transcriptionist

Where All Ends Meet

In the end, only you and your husband or partner can know what's best for your family in terms of a work arrangement outside of the home. Finding a job (or business) that pays well enough to make a profit despite the potential offset of daycare costs is a challenge for all parents, every day of the year.

What works in the beginning may need to be tweaked later on down the road, as your career grows and changes perhaps as often as your child does. The important thing is to stay focused on the ultimate goal: Providing the best lifestyle for your family every step of the way.