Nobody can say that infertility treatment is cheap. IVF cycles can easily run from $10,000 to $20,000 each, depending on your level of insurance coverage and the amount of medication you'll require. Quite often, even if you have insurance coverage, there are stipulations in your plan. You may need to complete a certain number of IUI cycles first, or only have three lifetime medication fills from your pharmacy. So, how do you make sense of it all and find the solution? Read on.