How do New Yorkers manage to survive in the capital of high prices? Because they know where the good, inexpensive restaurants are, how to get cheap tickets to shows, and where to shop for outstanding bargains.

New York is the place where you can buy this week's hottest designer clothes at just a few dollars above wholesale and last week's for a fraction of the original ticket. Every hardworking New Yorker knows where to shop, and now you will too!

• Century 21

  Address: 22 Cortlandt Street (between Church and Broadway streets)
  Subway: Cortlandt Street Station (R or W train) or Fulton Street/ Broadway-Nassau Street station (A, C, J, M, Z, 2, 3, 4, or 5 train)
  Phone: 212-227-9092

  The Century 21 Department Store is one of the best places to get top designer clothes for both men and women at a fraction of the regular retail price. Suits, handbags, and shoes are always worth shopping for. It also has lingerie, cosmetics, luggage, and housewares.

  Open Monday to Wednesday from 7:45 A.M. to 8 P.M.; Thursday and Friday to 9 P.M.; Saturday 10 A.M. to 8 P.M.; Sunday 11 A.M. to 7 P.M.

TRAVEL TIP

T.J. Maxx (four stores in the city), Syms (two stores), Filene's Basement (four stores), and H&M (ten stores) are all here too.

• Daffy's

  Address: 50 Broadway (at Morris Street)
  Subway: Wall Street station (4 or 5 train)
  Phone: 212-422-4477

  Address: 462 Broadway (at Grand Street)
  Subway: Canal Street station (J, M, Q, R, W, Z, or 6 train)
  Phone: 212-334-7444

  Address: 1311 Broadway (at West 34th Street)
  Subway: West 34th Street-Herald Square station (B, D, F, N, Q, R, V, or W train)
  Phone: 212-736-4477

  Address: 1775 Broadway (at West 57th Street)
  Subway: West 59th Street-Columbus Circle station (A, B, C, D, or 1 train)
  Phone: 212-292-4477

  Address: 125 East 57th Street
  Subway: East 59th Street station (4, 5, or 6 train)
  Phone: 212-376-4477

  Address: 355 Madison Avenue (East 44th Street)
  Subway: Grand Central-East 42nd Street station (S, 4, 5, 6, or 7 train)
  Phone: 212-557-4422

  Daffy's is a hardcore designer/bargain-shopper's delight with men's, women's, and children's clothes always on sale. It's the kind of place where you can shop for hours and buy $1,000 worth of designer clothes and accessories for $200, maybe less if you work hard at it. You'll find shoes, bags, and lingerie here too. Daffy's is open seven days a week, with several branches in New York.

• Loehmann's

  Address: 101 7th Avenue (at West 16th Street)
  Subway: West 14th Street station (1, 2, or 3 train)
  Phone: 212-352-0856

  TRAVEL TIP

  It is hard to find a bathroom in midtown New York, so most New Yorkers know where the bathrooms are in department stores and hotels. You can always visit a Starbucks or McDonald's; they are everywhere and the bathrooms are usually quite clean.

  Address: 5740 Broadway (between West 234th Street and Tim Hendrix Place, Riverdale)
  Subway: West 238th Street station (1 train)
  Phone: 718-543-6420

  Address: 2807 East 21st Street (at Emmons Avenue) Loehmann's Seaport Plaza Sheepshead Bay, Brooklyn
  Subway: Sheepshead Bay station (B or Q train)
  Phone: 718-368-1256

  Loehmann's is a bargain-shopper's paradise for women's sports-wear and designer clothes, as well as shoes, handbags, jewelry, fragrances, intimate apparel, and even swimwear. You can also find some men's clothing.

  Loehmann's Insider Club offers shoppers many money-saving benefits like a 15 percent birthday discount. It's free, it's good all over the country, and you can join on the Internet. On some seasonal items that are already discounted by up to 70 percent, that can mean an 85 percent total discount. If you visit, ask about the Back Room Event. Loehmann's is open Monday to Saturday 9 A.M. to 9 P.M.; Sunday 11 A.M. to 7 P.M.

More NYC Shopping Deals

• Best NYC Discount Shopping Stores
• Finding New York City Sample Sales
• Fifth Avenue Shopping Tour
• Top New York City Department Stores