If you've cruised before or you simply prefer taking matters into your own hands, the Internet is a powerful resource. Every major cruise company has its own site that lists itineraries, prices, deck plans, excursions, and more. In many cases, you can book your trip, excursions, and travel insurance right over the Internet with the click of a mouse. Plus, there are general-interest sites dedicated to cruising where you can look for independent reviews from previous cruise-ship passengers as well as hot deals on ships all over the world. (See Appendix A for a complete list of resources.)

The biggest challenge to being your own travel agent is making sure that you remember all the small details. When booking your own cruise, at a minimum, be certain to ensure the following:

• The price you are paying is for the level of cabin you want

• Your specific cabin is in a desirable location on the ship instead of, say, right above the disco

• Your airline reservations and transfers will get you to the cruise ship terminal at least a few hours before your sailing time

• Your airport transfers are prebooked for both the beginning and the end of your cruise

• Your excursion, spa, and specialty restaurant reservations are made in advance (if possible) so you don't get shut out later

• You have hotel reservations in the city where your ship is based if you have to fly into town the day before you sail

• You have transfers arranged from your hotel to your ship

• Your travel insurance covers all of your arrangements and not just the cruise portion of your vacation

If you have any doubts about any details while acting as your own travel agent, call the cruise line before booking your vacation. Do not assume anything, and read every word of your brochure's fine print. You'll thank yourself later on when things run smoothly.