Beautiful views. Tantalizing cuisine. Loving couples frolicking on the beach, cocktails in hand. Kids engaged in activities. Those images will get you every time. Marketers know what you want — rest and relaxation and time away with loved ones, far from the office. Every word, every picture is tailored to entice you into throwing caution to the wind. “Come away and forget your troubles,” they seem to exclaim. In advertising, vacation spots look wonderful, and the truth is, they probably are. Go on vacation and enjoy yourself, but just remember to ask this question before you leave: after all the frolicking, playing, eating, and drinking, how will you pay for it? Financial worries can turn a relaxing vacation into anything but.