Chris Smith
123 Any Street • City, ST 12345 • (555) 555-5555 • csmith@email.com

June 1, 200–

Pat Cummings
Chief Loan Officer
Any Bank
456 Any Street
City, ST 12345
FAX (555) 555-5557

Dear Mr. Cummings:

Francis Williams, one of your branch office managers, and fellow alum of Any University, thought you might be interested in someone with my qualifications. I am currently seeking a new position with a bank or specialty lender as a mortgage loan officer. When I shared my goals with Francis, I was strongly encouraged to contact you immediately.

As the enclosed resume indicates, my extensive loan experience has encompassed office supervision as well as transaction documentation and review within the mortgage, insurance, and banking industries. My concentration has been in credit and collections. In my current position as a senior collections specialist, I have had the opportunity to accomplish and exceed a set objective of reducing delinquent loans from $24 million to $10 million within six months. At this point, I feel I have successfully surpassed both company and personal goals and am searching for new and greater challenges, particularly those that would involve marketing and client relationship-building responsibilities.

After my conversation with Francis, I am quite interested in the opportunities available at Any Bank. Could we meet for a personal interview? I will call to confirm receipt of this fax (originals to follow in the mail) and to arrange a mutually convenient time and date. Thank you for your consideration. Of course, feel free to communicate with Francis or anyone on my reference list regarding my potential to be a performance-driven and very successful loan officer.

Sincerely,

Chris Smith