Budgeting -- the very word can bring tears to your eyes. Yet, if you've run into some financial difficulty and need to get back on track, budgeting is exactly the activity that will ultimately simplify and improve your life. This section tells you why and how.
Read More What Is Budgeting — and Why Do I Need to Do It?
Budgeting Sections
- What Is Budgeting -- and Why Do I Need to Do It?
- Prioritizing Your Spending
- Assessing Your Current Financial Situation
- Creating a Livable Budget
- Freezing Your Spending for the Short Term
- Saving Money on Groceries
- Cutting Your Expenses at Home
- Reducing Your Biggest Expenses
- Restructuring a Heavy Debt Burden
- Refinancing Your Home and Tapping Your Equity
- Adding Income
- Surviving Unemployment
- Sticking to Your Budget in an Emergency
- Getting Government Help -- There Actually Is a Free Lunch!
- Marriage or Moving In: Budgeting for Two
- Changing Your Budget for a New Baby
- Changing Your Budget to Include a New House
- Saving Money for College
- Budgeting Through a Separation or Divorce
- Changing Your Budget After Age 50
- Saving for Retirement
- Staying Motivated
- Debt-Restructuring Resources
- Budgeting Websites and Online Tools
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- What Is Budgeting — and Why Do I Need to Do It?
- What Is Budgeting -- and Why Do I Need to Do It?