Losing your job may be the toughest financial blow you'll ever have to take, yet people do survive unemployment; in fact, they often emerge on firmer financial footing (because they've quickly learned to budget and cut back) and with greater confidence in their abilities. This section shows you how to move from desperation to success.
Budgeting Sections
- What Is Budgeting -- and Why Do I Need to Do It?
- Prioritizing Your Spending
- Assessing Your Current Financial Situation
- Creating a Livable Budget
- Freezing Your Spending for the Short Term
- Saving Money on Groceries
- Cutting Your Expenses at Home
- Reducing Your Biggest Expenses
- Restructuring a Heavy Debt Burden
- Refinancing Your Home and Tapping Your Equity
- Adding Income
- Surviving Unemployment
- Sticking to Your Budget in an Emergency
- Getting Government Help -- There Actually Is a Free Lunch!
- Marriage or Moving In: Budgeting for Two
- Changing Your Budget for a New Baby
- Changing Your Budget to Include a New House
- Saving Money for College
- Budgeting Through a Separation or Divorce
- Changing Your Budget After Age 50
- Saving for Retirement
- Staying Motivated
- Debt-Restructuring Resources
- Budgeting Websites and Online Tools