Websites devoted to budgeting are few and far between, but the websites listed here provide some unique features that you may not be able to find in a book or other publication.

• About.com: Credit and Debt Management

  At any given time, on the credit and debt management site at About.com, you'll find dozens of useful tips, articles, and online tools.

• About.com: Frugal Living

  This site offers easy and practical ways for every household to spend smarter, budget better and make money go farther every day.

• Bankrate.com

  Bankrate's site is a veritable treasure trove of financial advice. Tips include everything from protecting your identity to getting a car loan to personal finance blogs. If you have questions, chances are this site will give you answers.

• Better Budgeting

  This e-zine, albeit not strong on design or organization, contains featured articles and columns that pertain mostly to families with children, but many of the tips apply to just about anyone. On any given day, it may cover topics as wide-ranging as home schooling, job hunting, and the price of Treasury bills.

• The Dollar Stretcher

  This isn't the fanciest or prettiest site on the Internet, but it does offer a plethora of ideas for cutting costs and stretching your dollar.

• FinCalc.com

  If you want to visit one site that has nearly every financial calculator imaginable, take a look at this site. There you'll find calculators that help you figure how long paying off your credit cards will take, how much retirement income you can accumulate, what you'll save by refinancing your house, how much you can save in your child's college fund, and more.

• HSH Associates

  At this site, you'll find just about anything you want to know about mortgages. From current mortgage rates to advice on removing your PMI, this site gives you good information if you're thinking about getting a new (or first) mortgage, refinancing, or getting a home equity loan.

• Kiplinger's

  The guru of financial publishers, Kiplinger's useful budgeting website includes calculators and other tools for determining your financial worth and establishing a budget. You'll find everything from establishing your current financial position to establishing financial goals to staying out of financial traps. This is a good, all-around budgeting site.

• Marketplace

  Many public radio stations feature Marketplace each weekday evening, a broad-based program covering the economy, the business world, and personal finance. The Marketplace website is a useful extension of that show, sharing tips on home buying, investing, and so on.

• Nolo

  The Nolo site covers all sorts of legal topics in plain English, and the section on Credit Repair & Debts may answer a lot of your questions about getting rid of collection agencies, restoring your credit, paying off debt (including student loans), and filing for bankruptcy protection. In addition, you'll find up-to-date law changes and additions regarding debt management. This site also offers some useful financial calculators and downloadable worksheets.

• SavingAdvice.com

  This site is all about helping you save money. Frequently updated, the site features excellent tips on saving money day to day, which frees up money to help you reach your financial goals.

• SmartMoney.com

  SmartMoney's personal-finance page is a smorgasbord of budgeting ideas and tools. Perhaps the best feature is SmartMoney's incredibly cool mortgage calculator, which tells you what your monthly payments will be for a house, the difference between 15- and 30-year mortgages, and more. It also offers up-to-date information on college savings, taxes, retirement planning, investment tools, and so on.